How Often Do Mortgage Rates Change? July 2011 Update

by John Glynn August 1, 2011

Thanks for stopping by – This is a work in progress, so please feel free to jump in with me – any comments, feedback, or participation in the conversation is encouraged! You might want to want to sign up for email updates on the right, or subscribe to my RSS feed. Thanks for visiting!How often […]

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How To Build Green – Inspiring Approach and Solutions

by John Glynn July 29, 2011

If you’re interested in the Green Movement, a hot topic in and around Bay Area real estate circles, I think you’ll find this video (~6 minutes) fascinating. I really like the economic approach behind the planning; there are all kinds of cost/benefit evaluations. From this angle, costs are viewed, at least in part, in terms […]

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When Do Conforming Loan Limits Change?

by John Glynn July 6, 2011

photo © 2006 Franco Folini | more info (via: Wylio)After several months of speculation that conforming loan limits would be reduced in 2012, FHFA released the official numbers last night. A similar announcement was already made about FHA loans. This another significant step in the declared effort to limit future US Government involvement in the mortgage […]

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How Often Do Mortgage Rates Change? June 2011 update

by John Glynn July 1, 2011

How often do mortgage rates change? About every three hours. Mortgage rate volatility jumped in June, after a few relatively calm months. That isn’t helping people shop for loans, since it makes it very difficult to compare options. If you survey a few different lenders, and it takes all day to get quotes, you may be […]

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How To Compete With Cash Investors In The Bay Area Real Estate Market

by John Glynn June 15, 2011

photo © 2011 Steven Depolo | more info (via: Wylio) A common frustration voiced on the real estate transaction front lines: We keep getting outbid by cash investors. This is particularly common at the lower end of the price spectrum, as seasoned real estate investors are active in the market for investment real estate. They […]

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Jumbo Rates Have Fallen Harder In The Recent Mortgage Rate Decline

by John Glynn June 4, 2011

photo © 2010 Lizzie Erwood | more info (via: Wylio)I remember watching the rate for jumbo mortgages change from around 5.750% to about 8.250% over the course of something like three days. It was in August of 2007, when subprime’s “well-contained” meltdown jumped the firebreak into the broader mortgage market, and eventually grew into the […]

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FHA Borrowers In The SF Bay Area To Face Restricted Access

by John Glynn June 2, 2011

There is structural change pending for FHA mortgages that will soon trim down the maximum size of an FHA loan by 14%. Due to change on or before October 1, 2011, this change will impact the San Francisco Bay Area more than any other part of the country. The following counties in the Bay Area […]

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How Often Do Mortgage Rates Change? May 2011 update

by John Glynn June 1, 2011

One of the reasons it can be difficult annoying to shop for mortgage is because the undulating marketplace for interest rates can lead you to conflicting feedback from different providers. Banks issue loan rate pricing each morning, but often adjust mid-day when the bond market is moving one way or the other. And just as can […]

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Is George Costanza A Case-Shiller Analyst? And Why Does The Mercury News Think Declining Foreclosures Are Bad?

by John Glynn May 18, 2011

photo © 2009 Revol Web | more info (via: Wylio)Real estate values are off 33% from their 2006 value peak, nationally speaking. According to the Case-Shiller home price index, we’ve just crested the hump of a small bounce, and are in the early stage of ‘double-dipping‘. But national trends don’t tell you everything you need […]

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How To Chagrin A News Reporter 101

by John Glynn May 14, 2011

I love Martin Andelman. I read his column Mandelman Matters periodically – not religiously, because his posts can be long. But they are so tempting – he’s a skilled wordsmith. Biggest Consumer Advocate In Mortgage Modifications? I admire his hard-core protectiveness of the consumers’ interests. At times, a bit brash, I get the idea that […]

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